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Basic information about our products is provided below. For more
detailed information as
well as a review of your personal insurance needs, please call our
office. We will be happy to meet with you in person or talk with
you over the phone.
Whether you need term, whole life or universal life insurance, insurance
for buy/sell agreements or key man policies we can help. We offer
a variety of insurance products and will work to match your insurance
needs to the appropriate policy.
Get a quote
Nothing is more important than protecting your health - and our
insurance products help you do the job at a reasonable expense.
Our primary forms of health insurance are indemnity, P.P.O (preferred
provider organization) and M.S.A. (medical savings account).
• With an indemnity plan, enrollees can
go to any physician or medical facility they select. While there
are no limitations regarding choice, premiums for this type of insurance
are generally higher than other forms of health coverage.
• P.P.O. plans offer enrollees a solid selection
of physicians and medical facilities in the network located within
their geographic region. Individuals select deductible amounts as
well as "add on" benefits such as dental or vision, which
affect monthly premiums.
• An M.S.A. plan offers the lowest monthly
premiums with higher overall deductible amounts. Individuals select
their physicians and medical facilities from within the network.
Get a quote
Our Blue Cross Blue Shield supplemental insurance helps senior adults
with medical expenses outside of what Medicare will cover. For a
listing of basic coverage with this policy, go to: http://bcbsga.com/medicare
(need correct link extension)
Get a quote
Long-term care policies assist individuals with expenses associated
with care/living at a variety of assisted living and nursing home
facilities.
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Coverage to assist with expenses when a person becomes unable to
work. We offer short-term disability (STD) and long-term (LTD) policies.
Generally, short term insurance will begin to cover after either
seven or 14 days; long term begins coverage after 90 days. Payments
to the enrollee are typically 60% of an individual’s salary.
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Insurance designed to help with expenses associated with cancer
prevention and treatment. We offer several plans with different
benefit structures; call our office for the details regarding this
specific policy.
Get a quote
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